Acquisition funding

Find lenders for your business acquisition.

Opportunity Analyzer helps you organize the basics lenders ask for first: target loan amount, cash down, deal context, market, and timeline.

How this helpsWalk into lender conversations with a clear funding ask, cleaner buyer notes, and the next documents to prepare.

Find lender options

Start with the basics before you apply. This is not a loan application, commitment, or credit decision.

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1Capital need
2Deal context
3Borrower readiness
Share the capital need

Tell us the target amount, available down payment, market, industry, and timeline.

Package the buyer story

Use calculator outputs like DSCR, payback period, and seller financing to make lender conversations more concrete.

Get ready for lender questions

We organize your notes around the questions lenders usually ask first: cash down, deal cash flow, buyer experience, and timing.

Recommended next stepStart with loan amount and cash down

Add the target loan amount and cash down so you can see which funding path is most realistic.

Lender packet

Give financing partners the deal story, not just a form.

Use the calculator and market analyzer to bring cash down, DSCR, seller financing, local demand, and buyer context into one cleaner funding profile.

Stylized lender packet preview with buyer profile, target acquisition, document checklist, and partner review status
Funding paths

Choose the path that matches the deal.

Most first-time buyers do not need every lender at once. They need the right questions, the right documents, and a funding path that fits the size and structure of the acquisition.

Route 1

SBA acquisition loan path

Usually fits when the buyer has cash down, the business has stable cash flow, and the purchase price needs a longer amortization schedule.

Route 2

Seller note plus small loan

Useful for smaller acquisitions where seller financing reduces risk and the buyer needs less bank capital.

Route 3

Liquidity planning

Helpful when the target looks interesting but cash down, reserves, or credit profile may block lender conversations.

Partner marketplace

Compare lender paths

Some links may be affiliate links. We may earn a referral fee if you apply through a partner. Partners make their own eligibility, underwriting, pricing, and approval decisions.

Business loan marketplace

Lendio

Good first stop for SBA, term-loan, equipment, and working-capital lender options.

Partner access coming soon
Loan comparison marketplace

LendingTree

Useful for comparison shopping if the buyer wants multiple financing options in one flow.

Partner access coming soon
Personal finance option

SoFi

Potentially relevant for personal liquidity planning, not a replacement for acquisition underwriting.

Partner access coming soon
Lender questions

What lenders will care about

Buyer liquidity

How much cash you can put down, whether seller financing exists, and your personal financial strength.

Deal coverage

DSCR, payback period, cash-flow multiple, and whether the business has enough cash flow after debt service.

Market thesis

Why this location and category make sense, including competition, local demand, and downside risks.