Deal Calculator

Screen business-for-sale scenarios. Adjust financing levers to estimate returns, cash down, and debt coverage before the next call.

1. Listing details

Asking Price ($)

Cash Flow ($)

Gross Revenue ($)

Down Payment ($)

Equity injection into the deal.

Bank Loan (Yrs)

Length of the bank loan (SBA typically 10 years).

Bank Rate (%)

Expected annual interest rate on the bank loan.

Seller Fin. ($)

Absolute dollar amount of the deal financed by the seller.

Seller Fin. (Yrs)

Amortization period for the seller note.

Seller Rate (%)

Expected annual interest rate on the seller note.

Addt. Closing ($)

Legal, valuation, and other fees added to acquisition cost.

Addt. Annual ($)

New expenses after acquisition (e.g., manager salary if going absentee).

Target market

Industry

Area of effect

Local service area: competitors may serve multiple ZIPs, so use the map as a screening list rather than a hard boundary.

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Asking: $0

Cash Flow: $0

Revenue: $0

Market category: Select category

Total Acq. Cost

Asking Price + Closing Costs

$15,000

Total Cash Down

10% typical equity injection

Total Debt

Bank Loan + Seller Financing Note

$15,000

Monthly Payment

Combined monthly debt service

$186

Annually: $2,232

Payback Period

Cash Down / Net Free Cash Flow

N/A

DSCR

(Cash Flow - Addt Costs) / Annual Loan Payment.

0.00x

0x1.25x3x+

Cash Flow Margin

Cash Flow / Gross Revenue

Cash Flow Multiple

Asking Price / Cash Flow

N/A

Revenue Multiple

Asking Price / Gross Revenue

N/A

Acquisition Fit Score

Scores listing economics, financing fit, market context, and acquisition risk.

0 / 100

Deal Alert Builder

Cash down <= $250,000Payback <= 5 yrsDSCR >= 1.25xMultiple <= 3.5xScore >= 70

Alert nameLocationMax cash downMax payback yearsMin DSCRMax cash flow multipleMin acquisition fitEmail cadence